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Alternative Loan Programs

Office of Financial Aid


If your family is not eligible for need-based financial assistance or choose not to apply, these programs offer alternative loan resources. Students who are receiving financial aid can also utilize these programs to finance all or part of their calculated expected family contribution. Borrowers must be creditworthy to participate in these programs. Students who are not creditworthy by program guidelines, may still be eligible to participate IF they can find a creditworthy person to cosign their loan application.

Please note:

  • A private education loan may reduce eligibility for free or lower-cost federal, state, or institutional financial aid
  • You are stronglyencouraged to pursue the availability of free or lower-cost Federal financial aid

If you determine you need an alternative loan, we recommend that you review the many alternative loan lenders and research their policies and loan terms to decide the lender of your choice. The best way to locate alternative loan lenders is to do an internet search for "private student loans". Our office cannot suggest nor recommend an alternative lender.

If you have applied for an Alternative Loan, please contact your Financial Aid Advisor for assistance, as needed.


For additional information please contact Ms. Laronda Johnson (Loan Cooridnator) at 225-771-4613 or via email






Virtual Advisor